Canada Pension Plan- Disability

Table of Content

FAQ CPP

Tools and Resources

Introduction: CPP

The Canada Pension Plan (CPP) Disability benefit provides a monthly payment for people who can’t work because of a disability.

If you’re between 18 and 65 and your disability prevents you from working, you may be able to apply.

This page explains what CPP Disability is, how to apply, and where to find trusted tools and free support.

FAQ

1) What does CPP Disability provide?

CPP Disability can provide monthly income support if a disability has made it impossible for you to keep working. It’s meant to help replace some income when work is no longer an option because of your health.

2) Am I the right age to apply?

CPP Disability is for working-age adults. In general, you must be at least 18 and not yet 65 to be considered. If you’re outside that range, other federal supports may be a better fit.

3) What will I need to apply?

The application includes medical information, and a doctor or qualified medical professional will need to complete part of the forms. If you don’t have a regular provider who knows your medical history, some community organizations can help you find a medical professional or guide you to local options.

You may be able to apply if you are between 18 and 65 and are unable to work because of a disability. The application includes medical forms that must be completed by a doctor or other qualified medical professional.

3) What if I don’t have a doctor to complete the medical forms?

That’s a common barrier. CPP Disability applications require medical information from a professional who understands your health and how it affects your ability to work. If you don’t have a regular doctor, there are organizations that can help you find a medical professional or guide you toward options in your area.

Tools and Resources

Finding a medical professional:  You will need a doctor and/or medical professional to complete the medical forms that are part of the application processes. If you do not already have a doctor who knows you, your medical history and how your disability affects your daily living, there are organizations that can help you find a doctor.

Prosper Canada Benefits Wayfinder: An online benefits screening tool for individuals to discover benefits and tax credits to which they may be entitled.

Prosper Canada Disability Benefits Compass: In depth guide that provides information on key federal, provincial, territorial disability benefits, including Canada Pension Plan-Disability, Disability Tax Credit, Canada Disability Benefit, and Registered Disability Savings Plan and provincial/territorial disability assistance. Includes information on eligibility and the overall process, tips on how to apply and what to do if denied.